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XRP (XRP) · price and where to buy

Buy XRP with euros: fees and prices side by side

1 XRP ≈ €1.22mid-market price on 7 platforms · 19:28 CEST

For €100 you currently get the most XRP on Bitvavo: 81.7093 XRP after all fees (0.24%). On Bitstamp you would get 80.4572 XRP, worth €1.53 less. Based on our comparison of 12 October 2026, 19:28 CEST, buying in the simple app with money already in your account.

XRP

How will you pay?

Euros already in your account, for example after a bank transfer. Any deposit fee is not included.

How will you buy?

One tap to buy in the app. The price often includes a markup.

Comparison result

€100 of XRP, Euro balance, simple app. Calculated at .

  1. Bitvavo

    Most crypto for your money

    You get

    81.7093 XRP

    Costs

    €0.24 0.24%

    Go to Bitvavo (opens in a new tab)
    Cost breakdown
    Payment fee
    €0.00
    Trading fee
    €0.25
    App markup (0.00%)
    €0.00
    Price difference and order book
    -€0.01
    Total
    €0.24

    You effectively pay €1.22 per XRP. Market data from . No markup: Bitvavo fills app orders at order-book prices (source: Bitvavo helpcenter: eenvoudig kopen is een marktorder op het orderboek; het prijsverschil gaat niet naar Bitvavo (support.bitvavo.com/hc/nl/articles/4405191470353), 7 October 2026). Read our Bitvavo fee guide

  2. OKX

    €0.77 more than Bitvavo

    You get

    81.0825 XRP

    Costs

    €1.00 1.00%

    Go to OKX (opens in a new tab)
    Cost breakdown
    Payment fee
    €0.00
    Trading fee
    €0.00
    Maximum app markup (1.00%)
    €0.99
    Price difference and order book
    €0.01
    Total
    €1.00

    You effectively pay €1.23 per XRP. Market data from . We use the maximum markup OKX publishes; the actual markup may be lower (source: OKX Buy/Sell/Convert spread disclosure: maximaal 1,00% (okx.com/en-eu/help/buy-sell-convert-spread-disclosure), 11 August 2026). Read our OKX fee guide

  3. Bybit EU

    €1.21 more than Bitvavo

    You get

    80.7168 XRP

    Costs

    €1.45 1.45%

    Go to Bybit EU (opens in a new tab)
    Cost breakdown
    Payment fee
    €0.00
    Trading fee
    €0.00
    App markup (1.30%)
    €1.28
    Price difference and order book
    €0.17
    Total
    €1.45

    You effectively pay €1.24 per XRP. Market data from . The app markup is published by Bybit EU (source: Bybit EU FAQ One-Click Buy: 1,30% op werkdagen 07:31–20:59 UTC, anders 1,80% (bybit.eu/en-EU/help-center/article/FAQ-One-Click-Buy), 15 September 2026). Read our Bybit EU fee guide

  4. Bitpanda

    €1.35 more than Bitvavo

    You get

    80.6069 XRP

    Costs

    €1.59 1.59%

    Go to Bitpanda (opens in a new tab)
    Cost breakdown
    Payment fee
    €0.00
    Trading fee
    €1.49
    App markup (0.00%)
    €0.00
    Price difference and order book
    €0.10
    Total
    €1.59

    You effectively pay €1.24 per XRP. Market data from . Bitpanda publishes no markup on top of its fee, so we add none (source: Bitpanda Cost Transparency v4.0.0: vast tarief op de eigen koers ("Offer Price"), geen aparte spread gepubliceerd (cdn.bitpanda.com/terms-and-conditions/cost-transparency-crypto-bitpanda-en-latest.pdf), 8 July 2026). Read our Bitpanda fee guide

  5. Bitstamp

    €1.53 more than Bitvavo

    You get

    80.4572 XRP

    Costs

    €1.77 1.77%

    Go to Bitstamp (opens in a new tab)
    Cost breakdown
    Payment fee
    €0.00
    Trading fee
    €0.00
    App markup (1.80%)
    €1.77
    Price difference and order book
    −< €0.01
    Total
    €1.77

    You effectively pay €1.24 per XRP. Market data from . The app markup is published by Bitstamp (source: Bitstamp fee schedule (geldig vanaf 01-09-2026): Basic spread 1,8%, bij volatiliteit tot 0,5% extra (bitstamp.net/fee-schedule), 1 September 2026). Read our Bitstamp fee guide

Not in this comparison

  • Kraken: This platform does not publish its app fees or markup; you only see them at checkout. Choose “Advanced trading” to compare its trading screen.
  • Coinbase: This platform does not publish its app fees or markup; you only see them at checkout. Choose “Advanced trading” to compare its trading screen.
  • Crypto.com: This platform does not publish its app fees or markup; you only see them at checkout. Choose “Advanced trading” to compare its trading screen.

Bitpanda: based on the platform’s public price plus its published fee. Any extra markup in the app is not published by the platform.

All results are estimates based on public market data and the fees the platforms publish. They are not financial or tax advice. How we compare

XRP price

XRP in US dollars · CoinGecko

as of 19:28 CEST

$1.36

Down 4.00% past 24 hours

Currency
Period

XRP, past 24 hours: from $1.42 to $1.36 (down 4.00%). High $1.42, low $1.36.

Average price across exchanges. Data provided by CoinGecko. Past prices say nothing about future prices.

Show as table
XRP price, past 24 hours
TimePrice
Sun 19:30$1.42
Sun 22:40$1.41
Mon 02:20$1.41
Mon 05:40$1.40
Mon 09:15$1.42
Mon 12:35$1.40
Mon 16:15$1.39
Mon 19:28$1.36

Live

XRP price per platform

Price of 1 XRP per platform at 19:28 CEST
PlatformPrice per XRP
Bitvavo€1.22
Crypto.com€1.22
Bitstamp€1.22
Kraken€1.22
OKX€1.22
Coinbase€1.22
Bitpandapublic price€1.22
Bybit EU€1.22

Mid-market price before fees, at 19:28 CEST. What you actually pay depends on the fees: you can see those in the comparison above.

Background

What is XRP?

By PlatformCrypto.eu editorial team · checked on

XRP is the currency of the XRP Ledger, an open-source blockchain built for payments. Three engineers, David Schwartz, Jed McCaleb and Arthur Britto, began developing it in 2011, and the ledger went live in June 2012. They wanted a way to move value without the waste they saw in mining.

Instead of miners, the XRP Ledger relies on validators that compare proposals from peers they trust and settle on the next version of the ledger once enough of them agree. A transfer usually settles in three to five seconds and costs a tiny amount of XRP.

The supply works differently from most coins. All 100 billion XRP were created at the start and nothing new is ever issued; the small fee on each transaction is destroyed, so the total edges down over time. A large part of the supply went to the company now called Ripple. XRP is used as a bridge currency in cross-border payments and for small transfers.

Its exchange rate floats freely against the euro, so the value of your XRP can swing a long way in either direction.

Official website: xrpl.org

In four steps

How to buy XRP

  1. Choose a platform

    At the top you can see where your amount buys the most XRP, with every fee included.

  2. Open an account

    Sign up and verify your identity. Licensed platforms are required to check who you are; it usually takes a few minutes.

  3. Add euros

    For example by SEPA bank transfer or by card. Check the deposit fee on the platform first: it differs per method.

  4. Buy XRP

    Enter the amount and confirm. Before you do, check the fee and the price the platform shows you.

Questions about XRP

How much is 1 XRP worth right now?

On 12 October 2026 at 19:28 CEST, 1 XRP was worth €1.22 on average: the median mid-market price on 7 platforms. The price changes all the time, and what you pay on a platform also depends on its fees.

Is XRP the same as Ripple?

No. XRP is the native currency of the XRP Ledger, a public blockchain. Ripple is a company. The ledger's founders gave 80 billion XRP to the company that later became Ripple, and in 2017 Ripple locked 55 billion XRP into escrow on the ledger so that its holdings would be released in a more predictable way.

How many XRP are there?

All XRP was created when the ledger started: 100 billion units, and no more can ever be made. Each transaction destroys a small amount of XRP as its fee, at least 10 drops for a standard transaction, so the total can only go down.

Do you need a destination tag to send XRP?

Often, yes. Exchanges and other hosted wallets tend to use one shared XRP address for many customers and use the destination tag to see whose account to credit. Leave it out and your deposit may not be credited automatically, or the ledger rejects the payment if the receiving address requires a tag. Always copy both the address and the tag.

Why does an XRP wallet need a minimum balance?

The XRP Ledger asks every address to hold a reserve. To activate a new address you must send it at least the base reserve, currently 1 XRP, and each extra item the address owns adds 0.2 XRP. The validators can change these amounts by vote. This mainly matters if you move XRP to a wallet of your own.

Can you buy XRP with a card?

Yes, on most platforms we compare, although some accept debit cards only. A card payment may cost extra on top of the trading fee: among the platforms whose card fees we have checked, the surcharge ranged from nothing to 4% (checked 7 October 2026). Pick "Card" in our comparison to see what that does to the amount of XRP you get.

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