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Stellar (XLM) · price and where to buy

Buy Stellar lumens: where your euros get the most XLM

1 XLM ≈ €0.17mid-market price on 5 platforms · 14:24 CEST

For €100 you currently get the most XLM on Bitvavo: 588.565 XLM after all fees (0.26%). On Bitstamp you would get 579.8459 XLM, worth €1.48 less. Based on our comparison of 13 October 2026, 14:24 CEST, buying in the simple app with money already in your account.

Stellar

How will you pay?

Euros already in your account, for example after a bank transfer. Any deposit fee is not included.

How will you buy?

One tap to buy in the app. The price often includes a markup.

Most Stellar for your money: Bitvavo, 588.565 XLMSee the comparison

Comparison result

€100 of Stellar, Euro balance, simple app. Calculated at .

  1. Bitvavo

    Most crypto for your money

    You get

    588.565 XLM

    Costs

    €0.26 0.26%

    Go to Bitvavo (opens in a new tab)
    Cost breakdown
    Payment fee
    €0.00
    Trading fee
    €0.25
    App markup (0.00%)
    €0.00
    Price difference and order book
    €0.01
    Total
    €0.26

    You effectively pay €0.17 per XLM. Market data from . No markup: Bitvavo fills app orders at order-book prices (source: Bitvavo helpcenter: eenvoudig kopen is een marktorder op het orderboek; het prijsverschil gaat niet naar Bitvavo, 7 October 2026). Read our Bitvavo fee guide

  2. OKX

    €0.89 more than Bitvavo

    You get

    583.3377 XLM

    Costs

    €1.14 1.14%

    Go to OKX (opens in a new tab)
    Cost breakdown
    Payment fee
    €0.00
    Trading fee
    €0.00
    Maximum app markup (1.00%)
    €0.99
    Price difference and order book
    €0.15
    Total
    €1.14

    You effectively pay €0.17 per XLM. Market data from . We use the maximum markup OKX publishes; the actual markup may be lower (source: OKX Buy/Sell/Convert spread disclosure: maximaal 1,00%, 11 August 2026). Read our OKX fee guide

  3. Bitpanda

    €1.20 more than Bitvavo

    You get

    581.51 XLM

    Costs

    €1.45 1.45%

    Go to Bitpanda (opens in a new tab)
    Cost breakdown
    Payment fee
    €0.00
    Trading fee
    €1.49
    App markup (0.00%)
    €0.00
    Price difference and order book
    -€0.04
    Total
    €1.45

    You effectively pay €0.17 per XLM. Market data from . Bitpanda publishes no markup on top of its fee, so we add none (source: Bitpanda Cost Transparency v4.0.0: vast tarief op de eigen koers ("Offer Price"), geen aparte spread gepubliceerd, 8 July 2026). Read our Bitpanda fee guide

  4. Bitstamp

    €1.48 more than Bitvavo

    You get

    579.8459 XLM

    Costs

    €1.73 1.73%

    Go to Bitstamp (opens in a new tab)
    Cost breakdown
    Payment fee
    €0.00
    Trading fee
    €0.00
    App markup (1.80%)
    €1.77
    Price difference and order book
    -€0.04
    Total
    €1.73

    You effectively pay €0.17 per XLM. Market data from . The app markup is published by Bitstamp (source: Bitstamp fee schedule (geldig vanaf 01-09-2026): Basic spread 1,8%, bij volatiliteit tot 0,5% extra, 1 September 2026). Read our Bitstamp fee guide

Not in this comparison

  • Kraken: This platform does not publish its app fees or markup; you only see them at checkout. Choose “Advanced trading” to compare its trading screen.
  • Coinbase: This platform does not publish its app fees or markup; you only see them at checkout. Choose “Advanced trading” to compare its trading screen.
  • Crypto.com: This coin cannot be bought with euros here.
  • Bybit EU: This coin cannot be bought with euros here.

Bitpanda: based on the platform’s public price plus its published fee. Any extra markup in the app is not published by the platform.

All results are estimates based on public market data and the fees the platforms publish. They are not financial or tax advice. How we compare

Stellar price

XLM in US dollars · CoinGecko

Currency
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The price chart is unavailable for a moment. We will try again automatically.

Average price across exchanges. Data provided by CoinGecko. Past prices say nothing about future prices.

Live

Stellar price per platform

Price of 1 XLM per platform at 14:24 CEST
PlatformPrice per XLM
Bitstamp€0.17
Bitpandapublic price€0.17
Bitvavo€0.17
Coinbase€0.17
Kraken€0.17
OKX€0.17

Mid-market price before fees, at 14:24 CEST. What you actually pay depends on the fees: you can see those in the comparison above. Not available in euros on: Crypto.com, Bybit EU.

Background

What is Stellar?

By PlatformCrypto.eu editorial team · checked on

Stellar is a public blockchain built for payments and for issuing digital versions of money and other assets, and lumens (XLM) are its native currency. The network dates from 2014. Jed McCaleb, who had built the technology behind Ripple, led its development, while Joyce Kim headed the non-profit Stellar Development Foundation, which still maintains the code. Stripe provided the first funding.

Rather than mining or staking, Stellar reaches agreement through the Stellar Consensus Protocol, which computer scientist David Mazières set out as a form of federated Byzantine agreement. Every validator chooses which other validators it trusts, and a ledger closes once enough of those overlapping groups agree, usually within about five seconds. Running a validator earns no XLM, and the fees users pay go into a locked account rather than to anyone in particular.

The supply has an unusual history. One hundred billion lumens were created at launch, and an inflation of about 1% a year added more until validators voted it out on 28 October 2019. A week later, on 4 November, the foundation sent about 55.4 billion lumens to an account nobody can spend from. Roughly 50 billion XLM remain and no new ones are issued. According to Stellar's own dashboard, about 14.7 billion of them were held under the foundation's mandate on 13 October 2026, so one organisation still controls a sizeable share.

For people in Europe, there is a euro link too. Circle's EURC, a stablecoin that can be redeemed one for one for euros, has been live on Stellar since September 2023. Banks and payment firms known as anchors connect Stellar to ordinary bank accounts: they take deposits in local currency and issue matching tokens. Since February 2024, developers have also been able to deploy smart contracts on Stellar.

The XLM exchange rate is not tied to any of those euro tokens. It floats freely and can lose a large part of its value in a short time.

Official website: stellar.org

In four steps

How to buy Stellar

  1. Choose a platform

    At the top you can see where your amount buys the most XLM, with every fee included.

  2. Open an account

    Sign up and verify your identity. Licensed platforms are required to check who you are; it usually takes a few minutes.

  3. Add euros

    For example by SEPA bank transfer or by card. Check the deposit fee on the platform first: it differs per method.

  4. Buy XLM

    Enter the amount and confirm. Before you do, check the fee and the price the platform shows you.

Questions about Stellar

How much is 1 Stellar worth right now?

On 13 October 2026 at 14:24 CEST, 1 XLM was worth €0.17 on average: the median mid-market price on 5 platforms. The price changes all the time, and what you pay on a platform also depends on its fees.

What are lumens used for?

Every operation on Stellar costs a small fee in XLM: at least 100 stroops, or 0.00001 XLM, a stroop being one ten-millionth of a lumen. Fees go up when the network is busy. Each account must also hold a minimum balance of two base reserves, currently 1 XLM, plus 0.5 XLM for every extra entry, such as a trustline for holding another asset. That is why a Stellar account cannot exist without some XLM in it.

Why do exchanges ask for a memo with XLM deposits?

Many custodial services use one Stellar account for all their customers' deposits and tell the payments apart by the memo attached to each one. Without the right memo, the exchange cannot match the payment to you automatically and its support staff have to trace it by hand; Stellar's own standard on the subject, SEP-29, warns that missing memos can mean lost funds. When you withdraw XLM to another platform, copy both the address and the memo.

Is Stellar connected to Ripple and XRP?

Only through its history. Jed McCaleb worked on the technology behind Ripple before he started Stellar in 2014 as an open-source project under a non-profit foundation. Today they are separate networks, each with its own coin, supply rules and organisation behind it, and XLM and XRP trade at their own prices.

Can you earn staking rewards on XLM?

Not from the protocol. Stellar does not use proof of stake, validators receive no payment for their work, and since inflation was switched off in 2019 the network creates no new lumens that could be handed out to holders.

Who decides on changes to Stellar?

The validators. A protocol upgrade takes effect only when validators vote for it, in the same way they agree on transactions, and the change is scheduled for a set date. That is how inflation was ended in October 2019 and how smart contracts arrived with Protocol 20 on 20 February 2024. The Stellar Development Foundation maintains much of the core software.

What is EURC on Stellar, and is it the same as XLM?

No. EURC is Circle's euro stablecoin, which runs on several blockchains, Stellar among them since September 2023. Circle's French entity holds an electronic money institution licence from the ACPR, the French supervisor, and since July 2024 Circle has issued EURC in the EU under MiCA's rules for e-money tokens. XLM is a separate asset with no link to the euro; buying XLM does not get you EURC.

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